Gold Rate Today in India
Check today's 22K and 24K gold rates per gram, compare city-wise prices, and calculate how much gold loan you can get.
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Today's Gold Price
| Purity | Price / Gram | Price Indicator | High | Low | Time |
|---|---|---|---|---|---|
| 22K Gold | ₹8,710/g | ₹46 (+0.53%) | ₹8,730 | ₹8,645 | Today, 10:30 AM |
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The honest FAQ
Everything you need to know before starting.
A gold loan is a secured loan where you pledge gold ornaments or jewellery as collateral in exchange for funds. The lender values your gold, offers a loan amount based on its purity and weight, and returns the gold once you repay. Because it is secured, interest rates are typically far lower than unsecured personal loans.
Most RBI-regulated lenders publish a per gram rate for 22K gold that determines how much you can borrow against your jewellery. The exact loan amount depends on the current rate, the weight of your gold and its purity (22K fetches more than 18K). SonaFin’s calculators estimate your eligible amount instantly.
You typically need one identity proof (Aadhaar, PAN, passport, voter ID or driving licence) and one address proof. Salaried or income documents are usually not required because the loan is secured against your gold. Requirements can vary slightly by lender.
Yes. Regulated banks and NBFCs store your pledged gold in secured, insured vaults and return the exact items on full repayment. SonaFin only lists RBI-regulated lenders with verified storage and handling processes.
SonaFin aggregates rates, per gram rates, processing fees, foreclosure charges and disbursal timelines from 20+ lenders and ranks them by real effective cost. Not headline rate. You compare everything in one honest page, with no paid rankings, and apply directly with the lender you choose.